Astra Life Insurance Product Individual Solutions

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Main MenuInvestment & ProtectionName Additional Insurance Description Supplemental InsuranceReportability Basic Insurance ProductAVA iFutureAVA iFutureAVA iFutureAVA iBright ProtectorASLI OptimaAVA iFuture Premier PlanMedicare PremierThe benefits of comprehensive & complete Hospital Cost Reimbursement starting based on pre-hospitalization treatment to after hospitalization & enriched using other supporting benefits until critical illness monitoring that can be extended until the Insured reaches the age of 99 years and benefitsadditional outpatients and teeth until the Insured reaches the age of 75 years. Critical Illness +100% Additional Insurance Coverage If The Insured is diagnosed with an error one according to 35 Critical Illnesses. Personal Accident +100% Additional Insurance Sum insured if the Insured Dies, Defects and Loss of limbs caused by death premium waiver accidentFreeze100% periodic basic premium payment if the policyholder dies. Total Permanent Disability Premium Waiver 100% periodic Basic Premium payment if the PolicyHolder has a Total Disability & FixedMedical Care & SurgeryThe cashless benefit / reimbursement of hospitalization costs and porto surgery that can be extended until the Insured Age 99 years ofMedical Care & Surgery Plus Cashless Utilization /reimbursement of hospitalization costs at hospitals and porto operations that can be extended to the Age of The Insured 99 years in sync using the costs charged to the Insured (as charged)Hospital Cash PlanThe use of Daily Cash Compensation and Surgery that can be extended until the Age of the Insured 75 years 117 Crisis CoverThe benefits of 117 Critical Illness requirements divided into early, intermediate & advanced terms, along with additional benefits of catastrophic critical illness and diabetes.

This product is marketed through Permata BankAVA iPrimeComplete protection (Life Insurance & or Terminal Illness) until the age of 99 years.Total and Permanent Disability Protection until age 65.There is no difference in the selling price & purchase price in the Investment Fund.Flexible choice of premium payment methods.Payment system at once.

MoreAVA iSmartComplete protection (Life Insurance & or Terminal Illness) until the age of 99 years.Total & Permanent Disability Protection until age 65.There is no difference between the selling price and the purchase price on the Investment Fund.Flexible choice of premium payment methods.A patterned payment system that can be adapted to your needs.

MoreAVA iFutureComplete protection (Life Insurance & or Terminal Illness) until the age of 99 years.Minimum Single Investment Premium is IDR 1,000,000Total and Permanent Disability Protection until age 65Long entry age limit, up to age 70Flexible choice of premium payment methods (Annual / Semesteran / Quarterly / Monthly).There is no difference between the selling price and the purchase price in the Investment Fund.A smooth payment system that can be tailored to your needs.Optimal investment due to high investment allocation since the first policy year.Provide Loyalty Bonus benefits.

MoreAVA iFuture PremierLife Protection & Terminal Illness until reaching the age of 99 years & Total Disability Benefits & Fixed until reaching the age of 65 years (1)No Medical Check Up (2)Optimal Investment Returns (1)Additional Insurance that can be accessed(1) More complete provisions, regulated on the iFuturePremier AVA Insurance Policy(2) Following ASTRA LIFE Underwriting Provisions

This Product Is Marketed Through Direct ChannelASLI Optima PlanComplete protection (Life Insurance and/or Terminal Illness) until the age of 99 years.Total & Permanent Disability Protection until age 65.Optimal investment due to high investment allocation since the first year of the Policy.There is no difference in the selling price & purchase price in the Investment Fund.Flexible choice of premium payment methods.A smooth payment system that can be changed according to needs.

MoreAVA iBright ProtectorComplete protection (Life Insurance and/or Terminal Illness) until the age of 99 years.Total and Permanent Disability Protection until age 65.There is no difference in porto selling price and purchase price in the Investment Fund,Flexible choice of how to pay dues.Scheduled payment system that can be tailored to your needs.

MoreASLI iSignature ProtectorComplete protection (Life Insurance and/or Terminal Illness) until the age of 99 years.Total and Permanent Disability Protection until age 65.Long entry age limit, until the age of 70 years.There is no difference in the cost of selling price & purchase price in investment funds.Efficient investment (free of withdrawal fees & transfer of funds)*.There is a facility to add a Single Investment Premium.

MoreAVA Optima 117 ProtectionProtection of 117 Critical Illness requirements using Sum Insured that can be adjusted to needs.Flexible choice of premium payment methods (monthly/3 monthly/six-monthly/yearly).

MoreASLI Flexi Life ProtectionWithout medical examination until the Sum Insured Rp5 Billion.Flexibility in choosing Sum Insured, Coverage Period and Premium Payment Period according to customer needs & abilities.Flexibility on replacing Sum Insured, Coverage Period & Premium Payment Period in The Coverage Period.

This product is marketed through Permata BankAVA iFamily ProtectionLife Insurance (Death or Death from Accident)Emergency Outpatient ReimbursementICU Inpatient & Inpatient CompensationPremium ReturnFamily Plan Premium DiscountFlexible insurance payment optionsPeriodic payment system that can be adapted to your needs

MoreAVA iPlan ProtectionCoverage period until the Insured reaches the age of 70 yearsThe amount of premium of this product is determined based on your choice of planThe premium paid includes porto-porto component

MoreAva iSave ProtectionComplete protection (Life Insurance & or Terminal Illness) until the age of 99 years.Total & Permanent Disability Protection until age 65.There is no difference in porto selling price & purchase price in the Investment Fund.Flexible choice of premium payment methods.A periodic payment system that can be adapted using needs.

FurtherAVA Tough ProtectionProvide protection against the risk of global death due to Accidents, reimbursement of Emergency Outpatient costs due to accidents and Bereavement CompensationAffordable premiums start based on Rp 55,000,-Risk selection without health inspection, fast & easyFlexible choice of premium payment methods (monthly/annual)Sum Insured up to a maximum of IDR 1,000,000,000,- per InsuredAutomatic, practical and easy Policy Renewal

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